Female Empowerment: Impact of a Commitment Savings Product in the Philippines

Nava Ashraf*, Dean Karlan, Wesley Yin

*Corresponding author for this work

Research output: Contribution to journalArticlepeer-review

119 Scopus citations

Abstract

Female "empowerment" has increasingly become a policy goal, both as an end to itself and as a means to achieving other development goals. Microfinance in particular has often been argued, but not without controversy, to be a tool for empowering women. Here, using a randomized controlled trial, we examine whether access to and marketing of an individually held commitment savings product lead to an increase in female decision-making power within the household. We find positive impacts, particularly for women who have below median decision-making power in the baseline, and we find this leads to a shift toward female-oriented durables goods purchased in the household.

Original languageEnglish (US)
Pages (from-to)333-344
Number of pages12
JournalWorld Development
Volume38
Issue number3
DOIs
StatePublished - Mar 2010

Keywords

  • commitment
  • female empowerment
  • household decision making
  • microfinance
  • savings

ASJC Scopus subject areas

  • Geography, Planning and Development
  • Development
  • Sociology and Political Science
  • Economics and Econometrics

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