Job-based health insurance: costs climb at a moderate pace.

Gary Claxton*, Bianca DiJulio, Heidi Whitmore, Jeremy Pickreign, Megan McHugh, Benjamin Finder, Awo Osei-Anto

*Corresponding author for this work

Research output: Contribution to journalArticle

19 Scopus citations

Abstract

Each year the Kaiser/HRET Survey of Employer Health Benefits takes a snapshot of the state of employee benefits in the United States, based on interviews with public and private employers. Our findings for 2009 show that families continue to face higher premiums, up about 5 percent from last year, and that cost sharing in the form of deductibles and copayments for office visits is greater as well. Average annual premiums in 2009 were $4,824 for single coverage and $13,375 for family coverage. Enrollment in high-deductible health plans held steady. We offer new insights about health risk assessments and how firms responded to the economic downturn.

Original languageEnglish (US)
JournalHealth affairs (Project Hope)
Volume28
Issue number6
StatePublished - Jan 1 2009

ASJC Scopus subject areas

  • Health Policy

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    Claxton, G., DiJulio, B., Whitmore, H., Pickreign, J., McHugh, M., Finder, B., & Osei-Anto, A. (2009). Job-based health insurance: costs climb at a moderate pace. Health affairs (Project Hope), 28(6).