Survey of former IDA program participants: How do they fare?

Cäzilia Loibl*, Beth Red Bird

*Corresponding author for this work

Research output: Contribution to journalArticlepeer-review

4 Scopus citations

Abstract

While a number of studies have examined the savings performance of participants in the Individual Development Account (IDA) program, research about long-term program outcomes is limited. To fill this void, we present findings of a survey of IDA participants' asset holdings after they left the IDA program. Results document that those who successfully complete the IDA program report higher levels of asset ownership after completing the program, compared to those dropping out of the program prematurely. This supports the view that IDA programs affect the dispositions and behaviors necessary to successfully maintain a home, complete post-secondary education, and establish a small business.

Original languageEnglish (US)
JournalJournal of Extension
Volume47
Issue number6
StatePublished - Dec 1 2009

Keywords

  • Asset building
  • IDA program
  • Low-income families
  • Saving

ASJC Scopus subject areas

  • Education

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