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The Real Costs of Credit Access: Evidence from the Payday Lending Market
Brian T Melzer
Finance
Research output
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Contribution to journal
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Article
›
peer-review
213
Scopus citations
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Dive into the research topics of 'The Real Costs of Credit Access: Evidence from the Payday Lending Market'. Together they form a unique fingerprint.
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Keyphrases
Payday Loans
100%
Access to Credit
100%
Real Marginal Cost
100%
Payday Lending
100%
Cost of Credit
100%
Lending Markets
100%
Economic Hardship
66%
Low-income Households
66%
Loan Access
66%
Rent
33%
High Risk
33%
Further Analysis
33%
Difference Analysis
33%
Ability to Pay
33%
Number of Alternatives
33%
Debt Service
33%
Mortgage
33%
Geographical Differences
33%
Regulatory Decisions
33%
Location Decision
33%
High Interest Rate
33%
Borrower
33%
Lenders
33%
Utility Bills
33%
Real Effects of Credit
33%
Economics, Econometrics and Finance
Credit
100%
Low Income Household
28%
Debt Management
14%
Mortgages
14%